Supplemental Health Insurance to Medicare

Supplemental Medicare Health Insurance:  Get The Coverage That Will Give You Peace Of Mind

Do you think you will have all the coverage you need in traditional Medicare?  Are you aware that Medicare covers only 80% of you medical care costs and the remaining portion is your responsibility?  The remaining 20% could get quite high because there is not a cap on what you will be charged.  That could spell disaster for someone that has a very serious medical condition and requires a lot of care.  One extended stay in the hospital could literally break you financially.  That is where Medicare supplemental health insurance will come into play.  Supplemental health insurance in designed to work along side your traditional Medicare plan to provide you with coverage at a monthly premium rate to offset your 20% deductible.

As you may be aware, one the first day of the month that you turn 65 you are automatically enrolled in Medicare Part A, unless you are still employed fulltime and decide to continue to use your employers benefit plan.  Once you are enrolled in Medicare Part A, you are then eligible to receive medicare supplemental health benefits.  It is important to know the requirements for these benefits.  If you enroll during open enrollment period you will be able to forgo the underwriting process.  Which means that if you have a severe medical condition and you enroll during the open enrollment you are covered regardless of the condition.  If you wait and miss the open enrollment, you will be required to go through the underwriting process and the chances of being coverage by a supplemental health plan will diminish greatly and perhaps you will not be eligible at all.  So you can see how important it is to take advantage of this great benefit.

Traditional Medicare is a great program and when combined with a supplemental Medicare insurance policy it is a win, win situation.  Simply by calling your senior insurance agent you can be on track to have the peace of mind you need when you need it the most.  You agent will walk you through the simple steps to get you the coverage you want and need all with one simple monthly premium payment that is very affordable.  Don’t miss out on the open enrollment process that could save you hundreds if not thousands of dollars on your medical care coverage.  Don’t hesitate, call today and get Supplement to Medicare the process started.

Call us toll free 888.533.3254 or review your options online.