Seguros Para México
Cheap Auto Insurance Mexico is our number one requested product, because so many families have no idea if there US carrier covers them in Mexico.
Necessary Car insurance in Mexico
Crossing the US – Mexican border can be an exciting experience. Mexico is full of good people, great food, ancient ruins, elaborately decorated cathedrals, pristine beaches, and gorgeous scenery. There is a ton to do and a lot of fun to be had. However, there are many differences between the US and Mexico including insurance and the legal system.
Compare rates for Mexico auto insurance
Car Insurance in the US is common, and more people have insurance than do not. But you need to compare rates for Mexico Auto insurance before you buy it, because In Mexico that trend is reversed, and consequently many tourists feel that Mexico auto Insurance is an unnecessary expense or that their US insurance policy will cover them. However, this thinking is erroneous. Among the differences in the legal system is the presumption of guilt rather than innocence during legal proceedings. Meaning if you have a car accident in Mexico everyone visits a judge until things are sorted out. Not having a Mexico insurance policy leaves you exposed to no representation in a foreign country with different laws in a different language. Even the most basic Mexico auto insurance has coverage for this situation and will provide you with assistance.
Most US companies, even if they do provide coverage, are ill equip to handle the claims process in Mexico and will be of little help in the event of an accident. Furthermore, Mexican Authorities do not recognize policies underwritten by US Insurance companies. Obviously, a Mexico Auto Insurance is important when visiting Mexico to ensure your visit is a pleasant one.
Purchasing coverage for Mexico Auto Insurance is similar to purchasing US insurance coverage. There are many different companies, levels of coverage, and options. So which option is right for you? That depends, but there are a few things you should know about Mexico Auto Insurance.
Cheap Mexico Auto Insurance
You get what you pay for, and cheap auto insurance in Mexico is not always the best. First, many companies in Mexico have ties to the US. So you may be familiar with some of the names like Ace, Zurich, or GMAC. Which one is best? Like with US auto insurance as long as the company is well rated, it doesn’t matter. Companies like Grupo Nacional Provincial are 100% Mexican owned, but is A Rated according to AM Best. Rating is important to ensure that your company is financially able to help you. A cheap price initially may be great in the short term, but cause more headaches if the company drags out the claim process or doesn’t pay.
Second, make sure your Mexico auto policy includes the right coverage. Every MEXICO AUTO INSURANCE should include liability, medical payments, legal assistance, and some level or travel assistance. Full coverage as we know it here does not exist in Mexico, but coverage for physical damage does, although coverage may be limited to collision, rollover, glass breakage, total theft, fire, and natural phenomena. Coverage for vandalism and partial theft does exist,but may cost more.
Third, you will want to find out how your company will pay claims. Will they allow you to fix your vehicle in the US. If so, what will it pay for labor rates? Many companies allow you to get it fixed in the US, but will only pay the going Mexican labor rate meaning you are on the hook for the difference. Seguros Para México
Mexico rental car insurance
For more information about Rental Car insurance in Mexico or Mexican Auto Insurance or for help finding a Mexico insurance policy that best fit your needs, please feel free to call toll free 866-526-9669 and speak with one of our agents. Or you can complete our online Mexico Insurance application and get an immediate quote. If you like it you can purchase directly online in less than 10 minutes. GET QUOTES Looking for Supplemental insurance ?
Insurance for Mexicans with TX drivers license is different. GET TX INFO