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Oregon Car Insurance
Just like many other states in the United States, you must carry a liability car insurance policy on your vehicles when you drive on a public road. The minimum requirements for Oregon are 25/50/10. Of course, you can always opt to purchase more coverage, which is recommended, you must have at least the minimum amount of coverage to be legal while operating a motor vehicle. Your liability car insurance coverage must also have personal injury protection as well. The minimum amount of coverage for person injuries is at least $15,000 per person. In addition to having personal injury protection, you must also have uninsured motorist protection with coverage for at least $25,000 per person and $50,000 per accident. You must be able to show proof of Oregon car insurance when registering your vehicle with the state each year. Oregon also sends out requests, at random, to policy owners that must be replied to, or your driving privileges are suspended. If you are caught without having proper car insurance coverage, your local attorney general with be contacted and you will face hefty fines, a misdemeanor, a sentence to jail for a year, and/or all the above mentioned combined. The importance of having a valid car insurance policy on you at all times is important.
There are many ways one can show proof of valid car insurance in Oregon; you can carry an identification card that has your name and address, your car insurance company and policy number present, and a brief description of your vehicle, you can also show a letter from your car insurance company on company letterhead stating you are covered by the minimum requirements for car insurance, you may show a certificate of self-insurance, or display an Oregon dealer license plate. Having valid car insurance in Oregon is very important if you need to drive anywhere in the state. Failure to do so can bring you with many heartaches. To learn more about Oregon car insurance laws, please contact an agent at 866-526-9669. You can also start receiving your free quotes by filling out the online quote form.
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