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New Jersey Car Insurance

If you have a registered vehicle in New Jersey you are required by law to have the three minimum car insurance policies for your vehicle. You must have liability insurance, Personal Injury Protection(PIP), and uninsured motorist coverage. You must have your proof of insurance, either your id card or other authorized form available when you: are getting your vehicle inspected, if you are ever involved in an accident, if you are pulled over by a law enforcement officer, or you are stopped for a spot check. Failure to produce your proof of car insurance can lead to hefty fines, jail time, community service, the suspension of your insurance, and insurance fees. If you are caught in an insurance fraud/scandal, you can face jail time, fines up to $15,000, and the loss of your drivers license.

It is always better to follow the law of the state you reside in, rather than have to suffer through and consequences. Keep your car insurance up to date, pay your monthly premiums on time to avoid cancellation, and keep your ID card in your vehicle at all times. If you would like to receive free car insurance quotes, please fill out the online quote form to get started. You can also speak with an agent by calling 866-526-9669.

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