Unlike many states in the U.S., drivers that live in New Hampshire are not required to carry car insurance. Now, some drivers are required to carry car insurance, such as drivers who have been convicted of a DWI or have too many points on your drivers license. New Hampshire does recommend that everyone carry a car insurance policy, but it is not mandatory. First convictions of DWI's are required to submit an SR-22 form and have car insurance for 3 consecutive years. For second offenses, these drivers have to carry liability car insurance and an SR-22 form for up to 5 years.
Many people still seek the comfort of having a car insurance policy even though it is not required, just to make sure they do not get into financial trouble. Even without having a car insurance policy and you are involved in an accident that you caused, you are still financially responsible for paying for the damages and medical expenses from the other party involved. For more information, or assistance in finding a car insurance policy to meet your needs, please feel free to give our agents a call, toll free, at 866-526-9669. You can also fill out the online quote form to start receiving free car insurance quotes today.
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