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Kentucky Car Insurance

Each state has its own laws concerning car insurance, Kentucky is no different. In Kentucky, you must have at least the minimum requirements and a no-fault personal injury insurance to be legal to operate a vehicle. Not following these laws can and will result in the suspension of your driver's license and registration. You must have at least $10,000 worth coverage for property damage, and $25,000/$50,000 for bodily injuries. Some drivers have opted for the single limit plan which covers $60,000 of liability. The no-fault insurance will pay up to $10,000 no matter who is at fault in the accident.

No-fault insurance is a coverage of up to $10,000 for your personal out-of-pocket expenses, regardless who is at fault. Under the no-fault insurance your right to sue, are limited, as well as, the other victims included. If you are interested in avoiding the rights to sue, you can opt out of having a no-fault coverage by filing a special form with your state insurance department. You must provide your your county clerk proof of Kentucky car insurance, which is the responsibility of your car insurance agent. You, as a driver in Kentucky, have the responsibility of keeping a current proof of car insurance card in your vehicle at all times, and making sure you pay your monthly premium on or before your due date. Failure to do so can result in the cancellation of your policy, or hefty fines, even the risk of losing your right to drive and renew your registration in your state. To learn more about Kentucky car insurance please contact our agents at the toll free number, 866-526-9669. We can also provide you in several free quotes from different carriers in your area if you choose to do so.

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