This Illinois state law requires that every vehicle that has license plates and is registered must be covered by Illinois state car insurance. This includes motorcycles, cars, trucks, RVs, vans, and buses, but not trailers. Illinois is also known to do special screenings for Illinois Car Insurance. When you arrive to register your vehicle, you may not need to show proof on car insurance, but only provide your signature. Although, don't always count on this. You might be selected to fill out a questionnaire, and asked to show your proof of car insurance. If you do have have a current car insurance I.D. Card you may be subject to the suspension of your license plates. It is against the law to drive in Illinois without being covered with car insurance. If you are stopped by a law enforcement officer, and cannot provide proof of insurance you may receive a citation. Later, if you can prove that you were indeed covered on the date of your citation, you may not face any penalties. On the other hand, if you can not show proof, or did not have an Illinois car insurance policy, you may receive a fine for at least $500, and another fee for $100 to reactivate your license plates.
So you are not caught without Illinois car insurance, be sure you are covered at all times. Another thing to keep in mind is not to allow your payment to lapse. Many Illinois car insurance companies do not have a grace period for when your payment is due. Many companies will cancel your coverage if you do not pay your premium on time. So it is very important that you keep track of the date your Illinois car insurance is due, so you are not subject to cancellation. If you would like to learn more about Illinois car insurance, please feel free to speak with an authorized agent for more information. Our toll free number is 866-526-9669. If you are interested in receiving free quotes for Illinois Car Insurance, please feel free to fill out the online quote form, or call the number listed above to speak with an agent.
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